Field trips can be expensive, but few of us want our kids to feel like they’re missing out. Some field trips may even be important to your kid’s education and not being able to afford them could have a negative impact on your child’s results. If you don’t have the money to pay for one of these school trips, here are some options you can consider.
Take out a loan
Borrowing money isn’t ideal, but it could allow you to pay the required money by the deadline and stop your kid missing out. Try to shop around for low interest borrowing methods that won’t result in you paying more in the long run. Cash advances can avoid you having to wait until payday. Is there a cash advance near me? You can usually find this information on the web.
Talk to fellow parents
If you think the field trip costs are unnecessarily high, it could be worth talking to parents to see what they think. If they’re also struggling it could be something to take up with the trip organiser at the school.
If it’s a lone case of not being able to afford it, you might still benefit from talking to fellow parents who may be able to donate or lend money. Some schools have parents associations that may try to raise money to help you out.
Talk to the school
Unless all other parents agree that the trip is overpriced, it’s unlikely you’ll be able to negotiate the school to lower the costs. That said, you might be able to negotiate some form of extended payment plan that allows to pay off the trip over a longer period in smaller instalments. This might make it more affordable rather than having to pay it off in big chunks over a shorter period of time.
Look into grants
There are a number of grants out there from charities and organisations that you may be eligible for that could help you pay for the field trip. Big Yellow School Bus is available in many states and is able to offer $200 towards any non-profit school trip. Banks like Barclays also have introduced schemes for helping to fund school trips. Usually there are strict conditions when it comes to grants – the family may have to be below a certain income and the field trip may have to be of a certain level of importance. In other words, a school trip to Disneyland is unlikely to get funding, however if it’s sports match against another school or a musical concert you may find it easier to get a grant.
Weigh up the importance
Many field trips aren’t important to your kids’ studies although they can be great experiences allowing your child to feel more independent and bond with classmates. You have to weigh up whether a trip really is going to be worth it. Find out which other friends are going and consider if there are any other costly field trips around the corner.
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